Our aim is to take a holistic approach to our clients' needs. This means for example if a client comes to us to plan for his retirement we won't just be looking at his pension plans. It is just as important to consider all his assets, ISAs, PEPs, Savings, Property, Future Inheritances etc.

We then use sophisticated software systems known as WRAP ACCOUNTS.

These enable us to show in a very simple way all your assets and how they are performing. We use Wraps to help you formulate your goals for the future and then to monitor how your individual plans are progressing towards these goals.

Wraps enable you to monitor the progress of your portfolio  - 24hrs a day - through secure on line systems.

Wraps enable us to agree and make changes to any of the assets held on the system.

Wraps enable you to access monies from your portfolio very easily and usually within 3 working days.

Wraps are new to the UK but Capital Tower has been using them for some years now. We have assisted major companies in the design of their own Wrap propositions.